The HomeStyle program, enables borrowers to either purchase or refinance their home while including rehabilitation costs in the same loan. This program offers the borrower the ability to finance the cost of a rehab project ranging from a simple remodel through structural improvements and upgrades including luxury items**


  • Up to 95% loan to value of the "as completed" value
  • Credit scores as low as 620
  • Owner occupied 1-4 units, condos, single family residence
  • Second home 1-unit
  • Investment property 1-unit
  • No minimum repair amount
  • Use for improvements to out-dated homes, structural deficiencies, additions and expansions.
  • Upgrade bathrooms, kitchens, outdoor living space and swimming pools
  • A HUD consultant is required for inspections and can help the project run smoothly
  • Improvements must be permanently affixed to the real property and add value to the property
  • Down payment assistance is permitted





*HomeStyle is a trademark of Fannie Mae. Fannie Mae is not a mortgage lender.

**All loans are subject to credit and property approval. Programs, rates, terms and conditions are subject to change without notice. Other restrictions apply. 





NMLS #150934​

HomeStyle Loan Program*