Shopping for a Florida Home Mortgage Loan of your own?

Here’s a great mortgage checklist for helping you and your family best prepare for your mortgage application! Have questions? No problem! Call us any time and we’ll guide you through the entire process step-by-step!

Thank you so much for all of your help with our home loan process! You saved the day for us! We couldn’t have done it without you.

-The Winfree Family

How to Prepare Your Mortgage Application:

When you are ready to apply for your mortgage, you will need to provide the following information, if applicable.

Mortgage Application Information

• Home address(es) for the previous two years
• Your social security number(s) and date(s) of birth
• Employment information for the previous two years including employer name, address and phone number
• Income information including salary, overtime, bonuses, commissions, dividends, interest, retirement, alimony, child support and any other source of ongoing income
• Liquid assets including bank name, account type, balance and source of down payment funds
• Other assets including the current value of bonds, stocks, retirement funds
• Real estate owned including property address, market value, outstanding liens, rental income, mortgage payments, taxes, insurance and maintenance dues

Property Information

• Purchase contract
• Planned Unit Development (PUD), condominium or co-op:
• Name of development or project
• Phone number of homeowner’s association (if applicable)
• New construction:
• Year land or lot was acquired
• Original cost of land/lot
• Amount of liens
• Estimated cost of construction
• Refinance loans:
• Year property was acquired
• Original cost of the home
• Cost of improvements
• Amount of liens
• Description of improvements

When you’re ready to take a look at what mortgage loans are available and which would work best for your family’s financial situation, please feel free to call us at 727-787-2299!